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RCN under fire from members over changes to indemnity scheme


The Royal College of Nursing was forced this week to defend a decision to withdraw its indemnity cover for nurses working in general practice.

RCN leaders came under repeated fire for the decision, which takes effect on January 1 next year, at Wednesday’s annual general meeting in London.

Indemnity cover pays for the costs of clinical negligence cases, and the decision will mean that clinical negligence costs will fall on employers, as they do elsewhere in the NHS.

At the moment GP practices will be covered by medical defence organisations. However those bodies are currently able to recover some costs from the RCN where an RCN member was at fault. The college is to change the terms of its indemnity scheme to stop that happening.

Stacey Hunter, RCN honorary treasurer, told the meeting that although there are only around 40 or 50 cases a year relating to nurses in general practice, the costs are “unacceptably” high, requiring the college to carry £5m in cash to cover litigation costs.

She said GP practices are legally required to have indemnity insurance to cover all employees. “Employers don’t have a choice, and we will be working hard for anyone whose employer doesn’t understand.”

Ms Hunter emphasised that the RCN valued its practice nurses, and added: “These costs should not be on your college – it’s about putting responsibility where it should be.”

But many RCN members were unconvinced. One speaker said it was an “own goal for the RCN,” warning that practice nurses could leave the college as a matter of principle.

Ursula Gallagher, regional member of the RCN London board, warned that passing the costs on to GP practices might cause some to limit the scope of the services they deliver. She added that the change could have knock-on effects for nurse-owned social enterprises providing NHS services.

General secretary Peter Carter accused GPs of “cost shunting” and pledged that “no nurse would be disadvantaged” by the new arrangements.

RCN president Andrea Spyropoulos said the only other option was to charge nurses working in general practice more for RCN membership. “I’m not going to ask nurses to cover medics. [GPs] don’t like it, but I don’t care.”

A spokesman for the British Medical Association, whose GP committe represents employers in general practice, would not comment on whether the change was positive, or whether the new financial liabilities would result in services being cut back.

He said: “The RCN let the BMA know they were making this change and we have acted accordingly. The BMA has advised GPs and their practice managers to check their practice’s insurance policy to make sure that their nurses are covered.”


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  • Why would practice nurses be leaving in droves on a point of principle? I don't understand. This just puts PN's in line with the rest of the profession where employers are legally responsible for vicarious liability.
    I would say GP's have had it to their financial advantage for a bit too long on this score.

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  • Not necessarily on a point of principle. There may be limitations depending on extended roles for PNs and the NMC recommends that Indemnity is in place. As for moving in droves - the CPHVA does provide indemnity insurance for all its members as part of their membership.

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  • I'm not sure why so many people think that the RCN insurance is so great. I work in the independent sector and many clients insist on me having the RCN insurance (the insurance is the only reason I stay with this lame organisation!) but in fact, the insurance doesn't even cover me for most of the things I do - I have my own indemnity insurance and it's far more comprehensive, even covering me in the United States.

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  • My wife with 35 years experience in nursing has just cancelled her RCN membership as it seems to now be very expensive for what it provides. Be interesting to see how the membership numbers stand now as I would suspect that many nurses on low wages will now rather save the annual fee. Of course fee's will go up now for any that remain to cover this loss.

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